It just makes sense. When the person you are buying your home from knows you have your money in hand, they're more likely to negotiate with you. Most sellers want to close quickly without any hassles.
When you're pre-qualified, the only thing slowing down your closing is the price, So most sellers will usually negotiate quickly in order to get on with the sale. Being pre-qualified gives you the upper hand in negotiations. Plus, pre-qualification allows you to avoid any last minute surprises from unexpected credit innacuracies that could potentially slow down your closing, and jeapordize your low mortgage rate from our professionals.
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